The fourth quarter of 2025 is here, and if you’re like most charitable givers, you’re probably starting to feel that familiar end-of-year pressure. Your inbox will soon be filled with appeals from worthy causes, and you’ll be trying to make thoughtful giving decisions while the calendar pages keep turning toward December 31.
This year, that pressure comes with an added twist: significant changes to charitable giving tax rules that take effect in 2026. These changes include a new giving floor for itemizers and caps on deductions for high earners. While these rules don’t kick in until next year, they offer compelling reasons to be strategic about your 2025 giving.
At nearly 1,000 pages, the new tax law probably isn’t on your reading list. Thankfully, DonorsTrust has been thinking ahead for you. Our team has put together a short primer on the tax changes most relevant to charitable givers and how those changes should inform your giving before December 31.
DonorsTrust offers tax-smart solutions to your end-of-year giving woes. Our donor-advised fund accounts let you act decisively this quarter while giving you time to be thoughtful about your philanthropy: You make a tax-deductible contribution to your DAF account before December 31st, securing your 2025 tax benefits. Then, you have the flexibility to recommend grants to specific charities on your own timeline—whether that’s next month, next year, or over several years.
Ready to learn more about navigating these changes and maximizing your year-end giving impact? Download our free “Conservative’s Guide to 2025 Year-End Giving“ for detailed strategies, tax considerations, and practical steps you can take before December 31st. Because when it comes to your philanthropy, it should be your vision, your values, and your impact—on your timeline.